Financial Service Representative
Company: Nizari Progressive Federal Credit Union
Location: Austin
Posted on: May 26, 2023
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Job Description:
Position: Financial Service RepresentativeType:
Full-TimeDepartment: Member ServiceLocation:12730 Research Blvd.
Austin, TX 78759Job OverviewWith an established management team in
place, Nizari is seeking a highly motivated and experienced
Financial Service Representative at its Austin
Branch.FunctionResponsible for providing administrative and
clerical support to the Branch. Assists with loan processing,
servicing, and new accounts as assigned. Interviews and takes
applications for loans. Prepares loan applications for credit
approval and disburses approved loans. Professionally assists and
serves members. Maintains files and answers and directs telephone
calls. Ensures that members and prospective members are promptly
and professionally served. Performs specific assigned side-jobs and
assists other Tellers with a variety of duties as required. Ensures
that members are promptly and professionally served. Performs most
complex Teller functions as needed. Opens, services new and
existing accounts, cross-sells products, and assists in the overall
achievement of branch and institution goals. Provides general
Credit Union information and cross-sells services. Participates in
marketing events organized by Credit Union to expand its business
activities. This may include travel to local and or non-local
venues.Regular ResponsibilitiesInterviews and assists members with
applications for loans and Credit Union services.Calculates terms,
finance charges, insurance rates, etc. on loans for proper
disclosure on promissory notes.Receives, reviews, and processes
related paperwork and refers all loan applications to Loan
Officers. Follows up on paperwork to ensure its completeness and
accuracy.Disburses loans promptly and accurately.Closes loan
applications in accordance with Credit Union policies and
procedures.Quotes payoff balances and provides credit ratings.
Completes verification of deposits. Quotes NADA vehicle
values.Ensures that services are provided in accordance with
established Credit Union policies and are legally compliant.
Ensures that interviews and service requests are properly
documented.Prepares paperwork for loan applications. Runs reports,
retrieves credit ratings, reviews files, figures point scores, and
works up applications.Receives and screens telephone calls. Answers
routine questions or directs them to appropriate personnel. Records
and relays messages.Completes loan processing duties in accordance
with established policies, procedures, and regulations.Analyze all
available information; review documents for accuracy and
authenticity, when complete prepare recommendation for loan
decision. Submit the file to Loan Officer.Ensures that lending
operations are conducted in accordance with established Credit
Union policies and are legally compliant. Ensures that loan
requests are properly documented. Prepares miscellaneous documents
and reports and maintains related records.Stay abreast of new types
of loans and other financial services and products in order to
better meet members' needs.Process share deposits, withdrawals,
transfers, and loan payments in person or by mail. Scan files into
AMSVerifies transactions, monitor deposit amounts, and examines
documents for endorsement and negotiability.Opening, servicing, and
maintenance of membership accounts, and provides support to branch
operations.Any other tasks and duties as assigned to ensure smooth
branch operations.QualificationsBachelors degree in
Finance/Accounting with required loan training and
certification.Knowledge of Credit Union loan services, policies,
and procedures. Understanding of related legal and regulatory
standards, and required loan documentation. Knowledge of consumer
and commercial lending practices. Previous lending experience or
experience with full-service financial institutions helpful.
Minimum one-year related experience.Excellent interviewing,
communication, and public relations skills. Professional appearance
and attitude. Strong analytical and financial skills. Ability to
operate related computer applications, and other business equipment
including calculators, typewriters, printers, telephone, and notary
stamps. Good typing skills.About UsNizari PFCU is a member-owned
financial institution founded in 1989 with over $300 million in
assets today. We serve over 16,000 members. We have locations in
Sugar Land, Dallas, and Austin, and we serve members throughout the
United States of America through more than 5,000 Shared Branches as
well as online services.Have a question?Please contact us or call
our Sugar Land branch at to learn more.Apply NowIf you meet the
requirements and are up for the challenge, email your resume to
.Only shortlisted candidates who meet the requirements will be
acknowledged.
Keywords: Nizari Progressive Federal Credit Union, Austin , Financial Service Representative, Accounting, Auditing , Austin, Texas
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