Business Banking Officer II at Hillcrest Bank
Company: NBH Bank
Posted on: May 16, 2020
BUSINESS BANKING OFFICER II AT HILLCREST BANK
Austin, TX, USA Req #1028
Wednesday, March 4, 2020
Common sense is more than just banking, and we believe in finding
financial solutions that cater specifically to our client s needs.
We are looking for talented associates who understand the
complexities of life and will offer simple solutions that best fit
the needs of our clients.
If this is what you believe in, then you re definitely right for
us. And, we might be the right bank for you.
JOB FUNCTIONS AND RESPONSIBILITIES:The following sets forth the
primary responsibilities of this job, but is not an exhaustive
list.The Bank, through its managers and supervisors, reserves the
right to assign any additional duties necessary to meet the needs
of our clients, associates and/or shareholders.
Provide a full range of business banking services with an emphasis
on loan and deposit business products, with a goal of earning 100%
of the client s relationship.
Develops and expands business relationships by calling on potential
and existing clients to offer business loan, deposit, and treasury
services. In addition, the Business Banking Officer will be
responsible for identifying Consumer and Mortgage opportunities for
their Business Clients and the Business Client s Associates
Provide financial advice and counsel to business clients on credit
structure and treasury management products.
Counsel the client in all aspects of the onboarding process, from
initial meetings to loan closing.
Deliver a consistent, positive experience to all clients with every
Must have the ability to critically review, analyze, and structure
Monitors loan portfolio performance by maintaining contact with the
borrowers and understanding and resolving problems when
Promotes the Bank s image in the community by participating in
community activities, coordinating community development efforts,
and presenting a favorable image in the community that will lead to
new business relationship opportunities
Proactively call on clients / prospects / referral sources of 300 +
calls per year is expected to ensure maximum results. Results
consist of acquiring, expanding, and retaining business banking
relationships, with an enhanced focus on deposit, treasury and
business lending growth.
Establish a referral network and build relationships within an
established COI network.
Conduct market industry research for market trends that impact
client s business and spot opportunities to provide financial
Work closely with the assigned Banking Centers to ensure business
banking portfolio growth.
Demonstrates personal and interpersonal behavior, attitude,
judgement, communication, and initiative with clients and teammates
Serve as the relationship manager and primary contact between the
client and other areas of the Bank such as Treasury Management,
Consumer Banking, and Residential Banking.
Develop and maintain relationships with business partners to ensure
the opportunity to achieve 100% of the client s relationship
Interact with others (co-workers, management, clients, and vendors)
in a professional and tactful manner including treating them with
respect and consideration regardless of their status or
Protect all client and bank information, follow Customer Privacy
Guidelines, and Information Policy & Procedure for communication
with clients, vendors and associates.
Responsible for adherence to bank s operational compliance and
security policies and applicable state and federal laws.
Maintain current knowledge and consistent compliance with
regulations and bank policies and procedures related to the
position, including but not limited to Bank Secrecy Act (BSA) and
Office of Foreign Assets Control (OFAC) requirements.
EDUCATIONAL KNOWLEDGE AND/OR PROFESSIONAL EXPERIENCE:
Required:This position requires the following educational and/or
Bachelor s degree in Business Administrations or equivalent
combination of education and work experience.
Minimum 3 years of successful commercial or small business
Minimum 5 years banking experience.
Minimum 5 years of business to business development experience.
Master s degree or equivalent combination of education and work
Minimum of 7 years of successful commercial or small business
Minimum 7 years of banking experience.
Completion of a bank training or formal credit training
SKILLS AND ABILITIES:The following is intended to give an overview
of the requirements of the position but is not an exhaustive
Strong credit background with ability to analyze financial
statements, underwrite loans, and prepare loan presentations for
approval by credit committees.
WORK ENVIRONMENT:The following is intended to give an overview of
the work environment of the position, but is not an exhaustive
Office setting with traditional hours.
Must be able to work at a rapid pace for long periods of time
(typically no longer than 8 hours).
Must be able to push, pull, pull up, bend at the knees and waist,
twist body at the waist, raise and holdarms overhead,turn
head-neck-shoulders as needed, grasp and hold tools and other items
with hands, for either extended periods of time or many times
throughout the workday.
Must be able to travel estimated at 50% to 60% of the time.
Thank you for your application!
The Bank is committed to providing qualified applicants and
associates reasonable accommodation, when necessary, to enable the
individuals to complete the application process and/or perform the
essential functions of the job. An applicant and/or associate
requiring reasonable accommodation to perform any essential job
function, should contact Human Resources.
The Bank's policy is to provide equal opportunity to all people
without regard to race, color, religion, national origin, ancestry,
marital status, veteran status, age, disability, pregnancy, genetic
information, citizenship status, sex, sexual orientation, gender
identity or any other legally protected category. The Bank is proud
to be a drug-free workplace.
Selected candidate(s) for hire must complete the following prior to
employment: a criminal history report, global screen, drug screen,
employment credit report and if applicable, a driving record.
Applicants must be legally authorized to work in the United States.
Verification of employment eligibility will be required at the time
* Pay Type Salary
Keywords: NBH Bank, Austin , Business Banking Officer II at Hillcrest Bank, Accounting, Auditing , Austin, Texas
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